10 Ridiculous Things We Have All Done With Money in Our 20s

Ah, the 20s! That vibrant decade where our paychecks often feel like lottery wins and financial planning sounds like a topic for future-me to worry about. We’ve all been there, navigating the choppy waters of adulthood, making some questionable decisions with our cash along the way. And since our best financial advisor might just be our past self, here are 10 hilariously relatable ways we’ve all mismanaged our money in our 20s.

Who among us hasn’t splurged on a designer item that promised to change our lives? Whether it was a purse that cost half our rent or sneakers that needed their insurance policy, we justified these purchases as “investments.” Fast forward a few months, and they’re gathering dust, serving as pricey reminders of our fleeting taste.

Then, there was the phase where we fancied ourselves as gourmet chefs or food critics. Eating out at fancy restaurants or buying overpriced organic groceries, we convinced ourselves that we were nurturing our sophisticated palate. The reality? A drained bank account and a newfound appreciation for instant noodles.

Music festivals were the pilgrimages we saved for, believing that life wouldn’t be complete without seeing our favorite bands play live. Dropping hundreds on tickets, merch, and overpriced food, we lived for the experience. Worth it? Absolutely. Financially responsible? Not in the slightest.

Remember signing up for gym memberships, streaming services, or that wine club because it was a “steal”? Fast forward, and half of these memberships are as untouched as the free weights in our gym. Yet, canceling them feels like admitting defeat, so the monthly charges continue as a tribute to our optimism.